Stop guessing. We break down the complex math behind government benefits, tax strategies, and retirement planning.
Master your Canadian retirement with our step-by-step guide to using the LoonieFi Retirement Planner. Learn how to simulate your asset drawdown and government benefits.
Discover how small monthly increases or annual lump-sum payments can save you tens of thousands in interest and help you become debt-free years faster.
Your mortgage payment is only part of the story. Learn how property taxes, heating, and condo fees (PITH) determine what you can actually afford.
Introducing our new tool that calculates CCB, GST/HST, Carbon Rebates, and the Workers Benefit all in one place. See exactly how much your family qualifies for in the 2024-2025 benefit year.
Don't type out 40 years of earnings by hand. Our new import tool lets you copy-paste your entire Service Canada history—messy formatting included.
It is not just one benefit—it is three wrapped in one. We break down the math behind the Ontario Sales Tax Credit and Property Tax Credit, and why you might be getting a lump sum instead of monthly cash.
Confused by EI maternity and parental benefits? Learn how to maximize your 2025 claim, understand the 'Sharing Bonus' rules, and use our new estimator to plan your family's finances.
We overhauled the Parental Leave Calculator to help Canadian families maximize their benefits, visualize the 'Sharing Bonus', and budget with bi-weekly accuracy.
We updated our 'Quick Estimate' logic from a simple linear projection to a realistic Lifecycle Earnings Curve. Here is why your estimate might have changed (and why it's better).
We modeled three common retirement personalities—The Early Bird, The Late Starter, and The Power Couple. Click their profiles to load their exact data into the calculator.
Unlike CPP and OAS, the GIS is not for everyone. It is a tax-free monthly benefit for low-income seniors, but it comes with a steep 'clawback' that can surprise you.
We open the black box to show you exactly how the new Enhanced CPP, Tier 2 contributions, and OAS clawbacks are calculated using three real-world scenarios.
Learn how to use our free calculator to estimate your retirement income, including the new 2025 Enhanced CPP tier and OAS clawback.