Mortgage Scenarios
Select a scenario below to load the calculator with specific starting assumptions.
-
RBC Mortgage Calculator Comparison
Calculate your Royal Bank of Canada (RBC) mortgage payments using standard semi-annual compounding.
-
TD Mortgage Calculator Comparison
Estimate your TD Canada Trust mortgage payments and see how prepayments can reduce your interest.
-
Scotiabank Mortgage Calculator
See your Scotiabank mortgage schedule and compare accelerated bi-weekly payment options.
-
BMO Mortgage Calculator
Calculate your Bank of Montreal (BMO) mortgage payments and total interest cost over time.
-
CIBC Mortgage Calculator
Estimate your CIBC home loan payments with precise Canadian compounding rules.
-
National Bank Mortgage Calculator
Calculate National Bank of Canada (NBC) mortgage payments, including lump sum prepayment options.
-
Tangerine Mortgage Calculator
Calculate Tangerine mortgage payments and track their generous 25% annual lump-sum prepayment privileges.
-
Simplii Financial Mortgage Calculator
Estimate Simplii Financial mortgage payments and see how increasing regular payments affects your amortization.
-
EQ Bank Mortgage Calculator
Calculate EQ Bank mortgage payments and total interest costs.
-
Desjardins Mortgage Calculator
Calculate your Desjardins mortgage payments with accurate semi-annual compounding.
-
Laurentian Bank Mortgage Calculator
Estimate Laurentian Bank mortgage payments and accelerated payoff schedules.
-
ATB Financial Mortgage Calculator
Calculate ATB Financial mortgage payments tailored for Alberta homebuyers.
-
First National Mortgage Calculator
Calculate payments for First National Financial LP, Canada's largest non-bank mortgage lender.
-
MCAP Mortgage Calculator
Estimate your MCAP mortgage payments and view your complete amortization schedule.
-
Toronto Mortgage Calculator
Estimate monthly payments for Toronto real estate, including both Ontario and Toronto Land Transfer Taxes.
-
Vancouver Mortgage Calculator
Calculate Vancouver mortgage payments and BC Land Transfer Tax for one of Canada's most expensive markets.
-
Calgary Mortgage Calculator
Estimate Calgary mortgage payments with Alberta's low closing fees and CMHC insurance for 5% down.
-
Alberta Mortgage Calculator
Calculate mortgage payments across Alberta, accounting for local registration fees and CMHC rules.
-
Ontario Mortgage Calculator
Estimate Ontario mortgage payments and Land Transfer Tax over the life of your loan.
-
BC Mortgage Calculator
Calculate British Columbia mortgage payments and LTT to understand total cost of ownership.
-
Montreal Mortgage Calculator
Estimate Montreal mortgage payments and Quebec 'Welcome Tax' (taxe de bienvenue).
-
5-Year Fixed Mortgage Calculator
The most popular mortgage in Canada. Calculate your payments and balance at the end of a 5-year fixed term.
-
3-Year Variable Mortgage Calculator
Estimate payments for a variable rate mortgage, which legally compounds monthly instead of semi-annually.
-
CMHC Mortgage Calculator
Calculate your exact CMHC insurance premium and mandatory provincial sales taxes for down payments under 20%.
-
$500k Mortgage Calculator
See the monthly payment and total interest cost for a standard half-million dollar Canadian mortgage.
-
$1 Million Mortgage Calculator
Estimate payments for a $1M home loan, common in high-cost cities like Toronto and Vancouver.
-
Accelerated Bi-Weekly Calculator
See exactly how much time and interest you save by making 26 accelerated bi-weekly payments per year.
-
Mortgage Payoff with Prepayments
Calculate how a large lump-sum payment (like an inheritance or bonus) reduces your total mortgage term.
-
30-Year Amortization Calculator
Compare the lower monthly payments of a 30-year mortgage against the higher total interest costs.
-
Mortgage Renewal Calculator
Calculate your new monthly payments when renewing your mortgage at current market rates.
-
Refinance Calculator
Estimate payments and total interest when refinancing your Canadian mortgage to access equity or lower rates.